What We'll Do For YOU

 Seven Step Educational Process

1. Identify Your Lifetime Objectives and Strategies

At Harvest Financial Group, LLC, we don't belive in a "cookie cutter" approach. No two situations are alike. We tailor your financial strategies to assist you in acheiving your specific lifetime goals and objectives.

2.  Help You Understand Your Options

Most advisors are not willing to spend the time to educate you. We believe an informed client is a good client. We want you to understand all your options so that we can help you sleep better at night.

3.  Help You Determine YOUR Risk Profile

How much of your money should be in riskier investments? How much should be in more conservative strategies?  We believe in staying within your comfort level rather than chasing short-term market returns.

4. Build Your Allocation Model

Your personal preferences as well as your cash flow needs are some of the factors that determine your conservative investment allocation. In building your model, we educate you along the way about today's conservative investment options, which are more numerous than ever before.

5.  Optimize Your Investment Allocations

If desired, we will help allocate the stock and stock mutual fund portion of your investments in conjunction with modern portfolio theory and mean-variance optimization.

6.  Identify Tax Reduction and Catastrophic Protection Strategies

Once your investment allocation is optimized, we help coordinate your affairs. Our focus is on minimizing income taxes and future death taxes as well as helping to protect you and your assets from health care catastrophes.

7.  Schedule Regular Periodic Reviews

Last but certainly not least, we believe regular periodic reviews will help ensure that you stay the course. Our firm's success, in large part, comes from an emphasis on client service.