Harvest Financial Group

Putting People First, Making Money Last.......

At Harvest Financial Group, LLC, we believe that an informed, educated client is our best client.

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Our advisors take the time to listen to your needs and concerns and assist you in making educated decisions so you fully understand the range of investment options that are available to you.

At Harvest Financial Group, LLC, we work alongside you to tailor your financial strategies to assist you in acheiving your specific lifetime goals and objectives.

In addition, our advisors will help you determine your "risk profile" and customize a strategy for you and your family that is congruent with your "risk tolerance".  Your personal preferences as well as your age and your cash flow needs are but some of the many factors that we use to determine your conservative investment allocation. 

We'll take the time to educate you about today's conservative investment options, which are now more numerous than ever before.

Every sound  money strategy should built to be as tax efficient as possible.  The impact of taxes should always be taken into consideration when developing an investment plan.  Are you overpaying on your taxes? 

Down through the ages, even the most successful people have employed "coaches". Why?  To make themselves better. We would like to assist you in making the right strategic investment decisions for you and your family.

At Harvest Financial Group, LLC, we put clients interests above our own, and quality relationships with our clients is the highest priority.

 
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

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Newsletters

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Getting to Know Your Beneficiaries

Estate conservation issues may be uncomfortable to face, but there's probably no other aspect that is as simple or inexpensive as designating beneficiaries for employer-sponsored retirement plans, IRAs, and life insurance policies.

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