Our Services

At Harvest Financial Group, LLC, our emphasis is not only on wealth building, but relationship builidng.

Our experienced team of professionals serve in unison, servicing our clients to help them achieve the satisfaction that comes from knowing that all of their financial affairs are in order. 

Conservative Investment Options: 

Since we focus on serving the needs of retirees and those near retirement , our focus is on conservative strategies that seek to minimize risk to principal and produce income. Our process helps clients understand how much risk is appropriate in determining the optimal asset allocation for each individual situation.

Infinite Income Planning:

Did you know?? If you retired 20 years ago on a fixed income, that fixed income today will have lost 60% of its purchasing power. Today, the average person lives in retirement almost 20 years, making inflation a more significant retirement planning issue than ever before.

Our advisors can help you answer those questions that are, inevitably, at the forefront of every retiree's (or pre-retiree's) mind, such as:

"Am I able to retire?" 

"Will I run out of money?" 

"What happens when my spouse passes away?"

"How does the recent ”market downturn” impact my retirement income plans?"

IRA Distribution Planning:

Did you know?? When banker J.P.Morgan died, the government collected 69% of his estate and, oil baron John D. Rockefeller Sr.'s estate shrank 67% when the government took their share!

Will the IRS be YOUR largest heir? We are happy to review your current plan to see your if IRA is set up efficiently in the face of many changes affecting these plans in 2010.

Asset Protection Planning:

Did you know?? One out of three people entering retirement will need some type of long-term care?  And that the average length of stay is three years?

We can help you determine if Long Term Care is right for you and your family - and how you can afford it!

Did you know?? Longer life expectancies mean longer, more enjoyable retirements. But it also leaves all of us more vulnerable to the financial ravages of old age.

Don't have life insurance yet? 

Or do you have an out-of-date, out-of-shape policy? Bring it in for a complimentary review.

Wealth Transfer/Leveraging:

Did you know?? In 1907 people paid 7.5% of their income in federal, state and local taxes. Today that number has risen to 40%. Worse yet is the fact that many retirees possibly pay more in taxes than is mandatory.

Learn about maximizing a "Tax Free Wealth Transfer" to the heirs of your choice.

In Addition, Our Asscociates Can Help You Regarding:

Tax Planning & Tax Preparation:

Do your CPA and investment advisor communicate closely to maximize the tax efficiency of your portfolio? We have relationships with tax preparers who will see you in our office.

Legal / Estate Planning:

Have your estate attorney and investment advisor coordinated to determine the most efficient titling of your assets?

Call Us Today To Arrange for A Complimentary One Hour Consultation!

We Can Help YOU Too!